Category: H&K Blog
A Quick Explanation of Internet of Things
The Internet of Things is a concept that encompasses a multitude of complexities, and has become an increasingly hot topic in the workplace. If up to this point, the term has drawn a blank for you, don’t worry; you will just need to start with the basics. Here are 3 key points to help you […]
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Common Social Engineering Attacks
Social engineering is a method that cyber criminals use to trick individuals into revealing confidential information to gain access to systems. Once obtained, that information can be used to carry out actions that could lead to the demise of your organization; a whopping 60% of small companies go out of business within six months of […]
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Cyber Security and Small Businesses: Statistics to Know
When asked, many small businesses will express concern about cyber security. However, a clear disconnect exist when less than half (49%) allocate any budget toward mitigating their risk. Before an attack can be prevented, a business needs to acknowledge where it stands. Is your business on the right side of these key cyber security statistics?
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Protect Against Accidents in Your Home
Imagine this scenario. After months of relentless searching, you’ve recently moved into the beautiful, new home of your dreams. Naturally, you’re excited to share your new place with friends and family. Invitations for a small housewarming party are drafted and sent, and you excitedly prepare for the day to arrive. The day comes, and you’re […]
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Condo Association vs. Townhouse: How to Determine
You’ve begun making the first steps in ensuring that your place of living is properly covered, but you’ve run into a bit of confusion in the process. Is your housing community a condominium or a townhouse?
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Liability Insurance for Your Inflatable- Don’t Leave it Up in the Air!
Thank goodness for inflatable rental companies! Renting an inflatable for a special event is an easy, surefire way to ramp up the fun-factor and draw in crowds. At H&K Insurance’s recent Open House (pictured), an inflatable “bounce house” was the perfect attraction to bring in families, and played a key role in ensuring a successful […]
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Reducing Condo Liabilities: Exposures to Watch
While the right combination of condo coverages should financially protect you during a loss, wouldn’t it be great to manage these exposures before they become a liability for your association?
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Does Your Restaurant Need to Follow ADA Guidelines?
A settlement stemming from a lack of gluten-free foods at a Massachusetts university sets a precedent that requires public establishments, such as restaurants, to accommodate the dietary restrictions of those with severe food allergies.
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Personal Property of a Homeowners Policy
Backpacks, furniture, clothing and tea cups are all different in their design and function, but the same in how homeowners insurance classifies these items on a policy. Personal property, otherwise known as coverage c, provides coverage for all of your possessions providing they are not excluded on your policy.
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Does Construction Insurance Cover Lawsuits You Initiate?
Imagine you contract with the town to build a new administration building at a nearby school. The town gives you 300 days to finish the job, but includes a clause that says the town can assess damages to your business if you miss the deadline.
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H&K Has You Covered
