Category: H&K Blog

Condo Association vs. Townhouse: How to Determine

Tuesday, October 2, 2018

You’ve begun making the first steps in ensuring that your place of living is properly covered, but you’ve run into a bit of confusion in the process. Is your housing community a condominium or a townhouse?

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Liability Insurance for Your Inflatable- Don’t Leave it Up in the Air!

Wednesday, August 15, 2018

Thank goodness for inflatable rental companies! Renting an inflatable for a special event is an easy, surefire way to ramp up the fun-factor and draw in crowds. At H&K Insurance’s recent Open House (pictured), an inflatable “bounce house” was the perfect attraction to bring in families, and played a key role in ensuring a successful […]

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reducing condo liabilities

Reducing Condo Liabilities: Exposures to Watch

Monday, July 23, 2018

While the right combination of condo coverages should financially protect you during a loss, wouldn’t it be great to manage these exposures before they become a liability for your association?

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ADA guidelines

Does Your Restaurant Need to Follow ADA Guidelines?

Thursday, July 19, 2018

A settlement stemming from a lack of gluten-free foods at a Massachusetts university sets a precedent that requires public establishments, such as restaurants, to accommodate the dietary restrictions of those with severe food allergies.

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personal property

Personal Property of a Homeowners Policy

Monday, July 16, 2018

Backpacks, furniture, clothing and tea cups are all different in their design and function, but the same in how homeowners insurance classifies these items on a policy. Personal property, otherwise known as coverage c, provides coverage for all of your possessions providing they are not excluded on your policy.

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Does Construction Insurance Cover Lawsuits You Initiate?

Thursday, July 12, 2018

Imagine you contract with the town to build a new administration building at a nearby school. The town gives you 300 days to finish the job, but includes a clause that says the town can assess damages to your business if you miss the deadline.

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crime insurance

The Importance of Crime Insurance

Monday, July 9, 2018

The Board of Directors is charged with helping an association run smoothly and efficiently, but are you prepared when one or more of those members engage in thievery?

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flaming beverages

The Dangers of Flaming Beverages

Thursday, July 5, 2018

A form of entertainment in many restaurants, flaming beverages liven up the patron experience and is often treated as a bit of a performance in some establishments where food and drinks are cooked and served for all to see.

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loss of use coverage

Loss of Use Coverage on the Homeowner’s Policy

Monday, July 2, 2018

One tragic event, such as a fire engulfing your home, turns your living situation upside down. What type of insurance coverage do you turn to in this situation?

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3 Must-Have Endorsements for Construction Professionals

Thursday, June 28, 2018

Strong construction insurance coverage can be the difference between a business growing, remaining stagnant, or decreasing in value. When purchasing insurance, you may find you need coverage outside of what the standard policy provides.

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