Category: H&K Blog

ADA guidelines

Does Your Restaurant Need to Follow ADA Guidelines?

Thursday, July 19, 2018

A settlement stemming from a lack of gluten-free foods at a Massachusetts university sets a precedent that requires public establishments, such as restaurants, to accommodate the dietary restrictions of those with severe food allergies.

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personal property

Personal Property of a Homeowners Policy

Monday, July 16, 2018

Backpacks, furniture, clothing and tea cups are all different in their design and function, but the same in how homeowners insurance classifies these items on a policy. Personal property, otherwise known as coverage c, provides coverage for all of your possessions providing they are not excluded on your policy.

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Does Construction Insurance Cover Lawsuits You Initiate?

Thursday, July 12, 2018

Imagine you contract with the town to build a new administration building at a nearby school. The town gives you 300 days to finish the job, but includes a clause that says the town can assess damages to your business if you miss the deadline.

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crime insurance

The Importance of Crime Insurance

Monday, July 9, 2018

The Board of Directors is charged with helping an association run smoothly and efficiently, but are you prepared when one or more of those members engage in thievery?

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flaming beverages

The Dangers of Flaming Beverages

Thursday, July 5, 2018

A form of entertainment in many restaurants, flaming beverages liven up the patron experience and is often treated as a bit of a performance in some establishments where food and drinks are cooked and served for all to see.

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loss of use coverage

Loss of Use Coverage on the Homeowner’s Policy

Monday, July 2, 2018

One tragic event, such as a fire engulfing your home, turns your living situation upside down. What type of insurance coverage do you turn to in this situation?

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3 Must-Have Endorsements for Construction Professionals

Thursday, June 28, 2018

Strong construction insurance coverage can be the difference between a business growing, remaining stagnant, or decreasing in value. When purchasing insurance, you may find you need coverage outside of what the standard policy provides.

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homesharing and condo insurance

Short-Term Rental Situations and Condo Insurance

Monday, June 25, 2018

A new way of living is taking root in the housing market. Founded in 2008, Airbnb has ushered in a wave of people leasing and renting short-term lodging to vacationers, college students, etc. Not confined to owners of homes, condominium unit owners and long-term renters of condos are utilizing Airbnb to bank some extra cash, […]

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new workplace

Risk Management in the New Workplace

Thursday, June 21, 2018

With a wave of millennial’s entering the workforce, companies have evolved to create a “new workplace” that attracts that demographic of talent. Common perks of the “new workplace” include modern decor, free snacks, unlimited vacation and beer on tap. While great for your employer brand, the reality of these new perks is increased liability risk […]

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The Importance of Scheduling Personal Property

Monday, June 18, 2018

Engagement rings and wedding bands are gorgeous to look at, but also very expensive. If you’re one of the 60 million people are married as of 2017, you no doubt have a pricey token of that commitment on your finger.

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