In this day and age everyone is exposed to the internet and all its inherent dangers. Cyber Liability Coverage protects businesses and individual users from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities. Risks of this nature are typically excluded from traditional commercial general liability policies.
Coverage may include first-party coverage against losses such as data destruction, extortion, theft, hacking, and denial of service attacks; liability coverage indemnifying companies for losses to others caused, for example, by errors and omissions, failure to safeguard data, or defamation; and other benefits including regular security-audit, post-incident public relations and investigative expenses, and criminal reward funds.
It’s time to start thinking about protecting yourself from these unseen cyber threats before they become an issue. We can help you decide the level and type of protection that works best for you and/or your business. Give H&K Insurance a call at 800-890-5606 or email us.