Scheduled Property Floater Insurance

Scheduled personal property is a supplemental insurance policy which extends coverage beyond the standard protection provided in a homeowners’ insurance policy. By purchasing a scheduled personal property policy, owners can ensure the full-value coverage of expensive items like jewelry, in the event of a claim. You’ll likely find that your policy sets dollar limits on certain types of valuables, for certain losses, like jewelry theft, fine arts, baseball card collection an other specific property items.

This coverage insures your boat against damage and loss caused by common risks, such as sinking, fire, storms, theft and collision. The property covered can vary, but the policy will usually cover the hull and other permanent components, such as: Motors. Extra fuel tanks, batteries, etc. The coverage applies both while on water, or on land.