Category: H&K Blog

6 Common Workers’ Comp Audit Mistakes to Avoid

Monday, February 11, 2019

Preparing for a workers’ compensation audit is something that is often dreaded. Going through all the steps can be quite tedious, and any oversights in the process can lead to unpleasant surprises in the form of costly charges. However, if you make a conscious effort to thoroughly understand the audit process and prepare for it in […]

read more »

Technology Errors and Omission Insurance vs. Cyber and Privacy Insurance

Tuesday, December 4, 2018

Any step taken to protect your business against liabilities resulting from breached or failed technology is a step in the right direction. However, a business must be sure not to confuse policies and assume coverage exists where it does not. Two policies that are commonly mistaken for the other are technology errors and omissions insurance […]

read more »

Cyber Security: Understanding Your Risk and Next Steps

Monday, October 15, 2018

Confronting the possibility of a cyber threat affecting your business is a daunting, yet absolutely necessary task. It can happen to any business, large or small, at any time. Businesses that will thrive in the aftermath of an attack will have understood their risk prior, and made appropriate steps to protect themselves. Risk managers and […]

read more »

A Quick Explanation of Internet of Things

Thursday, October 11, 2018

The Internet of Things is a concept that encompasses a multitude of complexities, and has become an increasingly hot topic in the workplace. If up to this point, the term has drawn a blank for you, don’t worry; you will just need to start with the basics. Here are 3 key points to help you […]

read more »

Common Social Engineering Attacks

Tuesday, October 2, 2018

Social engineering is a method that cyber criminals use to trick individuals into revealing confidential information to gain access to systems. Once obtained, that information can be used to carry out actions that could lead to the demise of your organization; a whopping 60% of small companies go out of business within six months of […]

read more »

Cyber Security and Small Businesses: Statistics to Know

When asked, many small businesses will express concern about cyber security. However, a clear disconnect exist when less than half (49%) allocate any budget toward mitigating their risk. Before an attack can be prevented, a business needs to acknowledge where it stands. Is your business on the right side of these key cyber security statistics?

read more »

Protect Against Accidents in Your Home

Imagine this scenario. After months of relentless searching, you’ve recently moved into the beautiful, new home of your dreams. Naturally, you’re excited to share your new place with friends and family. Invitations for a small housewarming party are drafted and sent, and you excitedly prepare for the day to arrive. The day comes, and you’re […]

read more »

Condo Association vs. Townhouse: How to Determine

You’ve begun making the first steps in ensuring that your place of living is properly covered, but you’ve run into a bit of confusion in the process. Is your housing community a condominium or a townhouse?

read more »

Liability Insurance for Your Inflatable- Don’t Leave it Up in the Air!

Wednesday, August 15, 2018

Thank goodness for inflatable rental companies! Renting an inflatable for a special event is an easy, surefire way to ramp up the fun-factor and draw in crowds. At H&K Insurance’s recent Open House (pictured), an inflatable “bounce house” was the perfect attraction to bring in families, and played a key role in ensuring a successful […]

read more »
reducing condo liabilities

Reducing Condo Liabilities: Exposures to Watch

Monday, July 23, 2018

While the right combination of condo coverages should financially protect you during a loss, wouldn’t it be great to manage these exposures before they become a liability for your association?

read more »
get our helpful app here

H&K Has You Covered

get our helpful app