Category: H&K Blog

Best Practices for Risk Management

Monday, March 18, 2019

In today’s workplace, it is more important than ever to be aware of the security risks that lurk at every corner of the digital space. Even more important, is having safeguards in place to protect against any threat, breach, or attack that may come your company’s way. Though no one method can be guaranteed foolproof […]

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Hitting an Uninsured or Underinsured Driver: What’s Next?

Friday, March 8, 2019

Getting into an accident is stressful enough on its own, but add an uninsured driver to the mix and things get even trickier. In most states, it is illegal to drive without auto insurance. Unfortunately, people choose to break this law every day. In the United States, about 1 in 8 drivers on the road […]

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6 Common Workers’ Comp Audit Mistakes to Avoid

Monday, February 11, 2019

Preparing for a workers’ compensation audit is something that is often dreaded. Going through all the steps can be quite tedious, and any oversights in the process can lead to unpleasant surprises in the form of costly charges. However, if you make a conscious effort to thoroughly understand the audit process and prepare for it in […]

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Technology Errors and Omission Insurance vs. Cyber and Privacy Insurance

Tuesday, December 4, 2018

Any step taken to protect your business against liabilities resulting from breached or failed technology is a step in the right direction. However, a business must be sure not to confuse policies and assume coverage exists where it does not. Two policies that are commonly mistaken for the other are technology errors and omissions insurance […]

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Cyber Security: Understanding Your Risk and Next Steps

Monday, October 15, 2018

Confronting the possibility of a cyber threat affecting your business is a daunting, yet absolutely necessary task. It can happen to any business, large or small, at any time. Businesses that will thrive in the aftermath of an attack will have understood their risk prior, and made appropriate steps to protect themselves. Risk managers and […]

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A Quick Explanation of Internet of Things

Thursday, October 11, 2018

The Internet of Things is a concept that encompasses a multitude of complexities, and has become an increasingly hot topic in the workplace. If up to this point, the term has drawn a blank for you, don’t worry; you will just need to start with the basics. Here are 3 key points to help you […]

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Common Social Engineering Attacks

Tuesday, October 2, 2018

Social engineering is a method that cyber criminals use to trick individuals into revealing confidential information to gain access to systems. Once obtained, that information can be used to carry out actions that could lead to the demise of your organization; a whopping 60% of small companies go out of business within six months of […]

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Cyber Security and Small Businesses: Statistics to Know

When asked, many small businesses will express concern about cyber security. However, a clear disconnect exist when less than half (49%) allocate any budget toward mitigating their risk. Before an attack can be prevented, a business needs to acknowledge where it stands. Is your business on the right side of these key cyber security statistics?

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Protect Against Accidents in Your Home

Imagine this scenario. After months of relentless searching, you’ve recently moved into the beautiful, new home of your dreams. Naturally, you’re excited to share your new place with friends and family. Invitations for a small housewarming party are drafted and sent, and you excitedly prepare for the day to arrive. The day comes, and you’re […]

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Condo Association vs. Townhouse: How to Determine

You’ve begun making the first steps in ensuring that your place of living is properly covered, but you’ve run into a bit of confusion in the process. Is your housing community a condominium or a townhouse?

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