Category: H&K Blog
General Liability Exposures Every Organization Should Know
Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is executed. They […]
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5 Reasons your business needs Employment Practices Liability Insurance
What is Employment Practices Liability? Let’s start with what Employment Practices Liability insurance is: Special insurance coverage for lawsuits filed by current or former employees dealing with wrongful termination, sexual harassment, discrimination, breach of contract, wage / hour law violations and other areas. Key areas that any company with a handful employees should have in […]
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MA RMV Reminds Customers to be Aware of Cyber Security Text Scams Inbox
H&K Insurance recently received the following information from the Massachusetts Registry of Motor Vehicles: “The Massachusetts Registry of Motor Vehicles (RMV) wants to remind all Massachusetts citizens that the agency would never request personal information via text messaging. The American Association of Motor Vehicle Administrators (AAMVA), is reporting several states have experienced customers receiving unsolicited […]
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Home Inventory Checklist Time!
When purchasing your home insurance, the agent and carrier have software that can calculate the replacement value of your home. It evaluates the type of home you own, the square footage, as well as interior features and finishes. What the software cannot calculate, is the value of the personal property within your home. With electronics, […]
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Join Us for the Cybersecurity Forecast for 2021…
Five Key Factors That Will Affect Business Leaders and Remote Workers Join us for a complimentary webinar on Tuesday, February 9 from 10-11 AM. Learn about the cybersecurity landscape for your business in the year ahead. Discover the best practices to keep your enterprise and remote employees protected for a more prosperous, secure new year… and […]
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Winterizing Your Home
With winter coming around the corner, September is a great time to winterize your home while the weather remains warmer. Though this does not always seem related to insurance, many of the tasks completed while preparing your house for colder weather can also reduce risk of future claims. Though tasks may vary depending on your […]
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Are You Prepared for Life’s Uncertainties?
Collectively, life has thrown a lot of uncertainty at lately and everyone can benefit from a personal inventory: Do you worry about your account being breached? Are you ready to take care of a parent? Do you know the risks of entering a new relationship after being married? Are you prepared for an unforeseen medical […]
read more »Local Spotlight: We All Can Use Some Coaching
H&K Insurance is spotlighting local companies that are working to help people through these times. In this post, we’re spotlighting an on-line life coach service positioned to help professionals in all stages of their career. Hi, I’m Eric Allen. I am a behavior specialist and life coach. I have been helping people online and in-person […]
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The Challenges Of Securing Directors & Officers Coverage
First what is D&O coverage? Directors and officers (D&O) liability insurance protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. Covid-19 has made it extremely challenging for insurance companies. At […]
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Preparing to Reopen Your Business
The entire world continues to navigate unknown territory in how to deal with the COVID-19 outbreak and the economic fallout from it. Every business owner is evaluating how to reopen or ramp their company activities back up. There are many human resources, safety, operations and financial questions to consider. To assist businesses in starting their […]
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