Category: H&K Blog
Teen Driver Safety Tips
Recent research from the Centers for Disease Control and Prevention found that drivers ages 16-19 are more likely to be involved in a motor vehicle crash than any other age group. Nevertheless, newly licensed teens can avoid accidents by upholding safe driving practices on the road. Be sure to give your teen the following tips […]
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Know Your Insurance: 6 Types of Auto Insurance Coverage
If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under your auto insurance policy can be tricky, but extremely beneficial. The […]
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What is Business Interruption Insurance and why does my business need it?
Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. That’s where business interruption insurance can help. This […]
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October is National Cybersecurity Awareness Month
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about the importance of cybersecurity. This year’s 2022 campaign theme is “See Yourself in Cyber.” This year’s campaign theme was selected to demonstrate that while cybersecurity may seem like a complex subject, ultimately, it’s really all […]
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General Liability Exposures Every Organization Should Know
Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is executed. They […]
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5 Reasons your business needs Employment Practices Liability Insurance
What is Employment Practices Liability? Let’s start with what Employment Practices Liability insurance is: Special insurance coverage for lawsuits filed by current or former employees dealing with wrongful termination, sexual harassment, discrimination, breach of contract, wage / hour law violations and other areas. Key areas that any company with a handful employees should have in […]
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MA RMV Reminds Customers to be Aware of Cyber Security Text Scams Inbox
H&K Insurance recently received the following information from the Massachusetts Registry of Motor Vehicles: “The Massachusetts Registry of Motor Vehicles (RMV) wants to remind all Massachusetts citizens that the agency would never request personal information via text messaging. The American Association of Motor Vehicle Administrators (AAMVA), is reporting several states have experienced customers receiving unsolicited […]
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Home Inventory Checklist Time!
When purchasing your home insurance, the agent and carrier have software that can calculate the replacement value of your home. It evaluates the type of home you own, the square footage, as well as interior features and finishes. What the software cannot calculate, is the value of the personal property within your home. With electronics, […]
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Join Us for the Cybersecurity Forecast for 2021…
Five Key Factors That Will Affect Business Leaders and Remote Workers Join us for a complimentary webinar on Tuesday, February 9 from 10-11 AM. Learn about the cybersecurity landscape for your business in the year ahead. Discover the best practices to keep your enterprise and remote employees protected for a more prosperous, secure new year… and […]
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Winterizing Your Home
With winter coming around the corner, September is a great time to winterize your home while the weather remains warmer. Though this does not always seem related to insurance, many of the tasks completed while preparing your house for colder weather can also reduce risk of future claims. Though tasks may vary depending on your […]
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