Category: H&K Blog
Winter Hazards: Snow, Ice, and Your Car
If you listen closely, you can already hear radio stations across New England loading up the Christmas music. As we careen towards the end of fall, and prepare for the cold, long winter which lies ahead, a lot of us will start thinking about our cars. Winter creates a multitude of problems, especially for drivers. […]
read more »Why Do You Need Classic Car Insurance
There are generally two types of people who buy antique cars. Those who want to enter competitions and those who want to fix one up and sell it for a profit. Unlike regular cars which depreciate as they get older, antique cars actually appreciate in value as the years go by. The longer you own […]
read more »Starting a Business: All Things Startup Insurance
For most small business owners, dealing with the financial aspects of your business is not the brightest spot of your day. If you own a cupcake shop, you probably aren’t excited about getting into accounting software or dealing with sales taxes. However, finances are a very necessary part of business. Not only do you need […]
read more »Cyberfraud, Your Business, and the Bank
You run your business and you do a pretty good job. You manage your finances well, have a bookkeeper, and your business account is filled with the profits of your hard work. Then one day, you get a shocking phone call from your accountant: your money has been cleared out. How did this happen? How […]
read more »The Worth of Long Term Care Insurance
We plan for our golden years, but don’t like to think about our twilight ones. As modern medicine and hospice care extends lifespans, more and more seniors find themselves needing assistance that goes above and beyond their financial pans for retirement. While some of these costs can be covered by Medicare and Medicaid, much of […]
read more »How to Prepare for a Hurricane
If you have perused the news at all, you would have seen that Hurricane Joaquin is barreling its way towards the East Coast. Hurricanes cause great panic at least once a year, and thanks to Global Warming they get worse each time. If you see this incoming threat and want to panic, please do not. […]
read more »In The Dark: Dealing With A Power Outage
All the sudden, your normal day is turned upside down, you are sitting in the dark, your computer screen just went blank and every appliance is now unusable. Losing power is a serious event that can not only put your life on hold, but affect different things like appliances, electronics, and food. This article explains […]
read more »What to Do When a Hurricane is Arriving
In 2003, the website Ready.gov was developed and launched pro bono by advertising company The Martin Agency for the use of the Department of Homeland Security in an effort to provide better awareness and preparation for emergencies. After Hurricane Katrina, the focus shifted away from terrorist attacks, and more broadly on planning for disasters both […]
read more »How to Prepare for a Wildfire
In honor of September – National Preparedness Month – we’ll be writing about the four focuses from ready.gov, one of which is wildfires. Due to ready access to water, artificial firebreaks such as roads, and fast responders, city fires rarely endanger more than the next neighboring building. However, a fire that starts in the wilderness, […]
read more »Club Coverage: Golf Cart Liability
The following is an article from Brian Kilcoyne, CIC President of H&K Insurance and director of our Golf & Country Club Program. Bodily injury that you cause to someone or to someone’s property is a simple definition of liability. A common definition of a named insured for a club is the club itself, all its employees, […]
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