Category: H&K Blog
The Benefits of Blanket Limit Coverage
Having multiple locations can be a very exciting accomplishment for a business owner. Opening a second, third, or fourth (or more) location can rapidly increase your potential customer base or allow diversification among your products and services. While multiple locations means more insurance, a type of insurance policy called “blanket limit coverage” can provide more […]
read more »Understanding Renter’s Insurance
Renting is back in style. After a long trend of home ownership in the United States, an increasing number of American’s are renting. According a 2013 resource released by the Joint Center for Housing Studies of Harvard University, renting is steadily increasing. “From 31 percent in 2004, the renter share of all US households climbed […]
read more »Liquor Liability for Country Clubs
Country clubs are fun, relaxing places to enjoy recreational activities. People flock to the classy golf courses, swimming pools, tennis courts, and other facilities to escape the stress of their everyday lives. However, owning a country club can be a whole different experience. There are a myriad of duties and potential dangers to be navigated, […]
read more »3 Things to Help New Condo Owners Understand Their Insurance
As a condo association board member, it’s important to start off on the right foot with your new condo owners. One way to help them assimilate is by ensuring they are properly educated on the Condo’s policies. Though not the most exciting subject, it is important to thoroughly explain your insurance policy. While some new […]
read more »The Importance of Correctly Classifying Your Contracting Business
A recent insurance fraud case has illustrated the importance of staying aboveboard when it comes to worker compensation insurance. A man from Wilmington, Massachusetts was indicted due to his alleged failure to correctly classify the type of work his company participated in. His motivation to misclassify his company was obvious. According to insurancejournal.com he was […]
read more »Top Five Ways to Avoid Distracted Driving
While we all are aware of the danger of driving, we quickly become careless in our daily driving routines. Technology has played an interesting role in automobile travel. Safety technology like lane change sensors, back-up cameras, and blind spot alerts have greatly enhanced the safety of road travel. However, there have been other consequences of […]
read more »Car Safety for Children and Pets
When it comes to car design, everyone seems to be expected to spring forth from birth as fully formed adults. While many drivers take that for granted, for a lucky some of us our most precious passengers don’t fit into this car design’s dream of what a passenger should be. Babies, children, and pets: while […]
read more »Expand Your Next Golf Tournament with Hole-in-One Insurance
Golf tournaments can be a lot of fun. However, they can grow old and stale after years of repetition. One of the best ways to spice up your golf tournament and to increase participation is to add a hole-in-one prize. This is a great way to set your tournament apart from similar events which don’t […]
read more »Construction Sites and Workers Compensation
Every profession has the opportunity for job related injuries. However, due to the nature of their work, construction workers are especially likely to be injured while on the job. They handle dangerous pieces of equipment, hazardous materials, perform electrical work, operate at precarious heights, and in ditches. Add this to fatigue related injuries associated with […]
read more »Directors and Officers Insurance for Your Condo Association
If you joined the volunteer board of your condo association, you likely have good intentions. You care about your community, want to see it improve, and are willing to invest time and energy in it. Unfortunately, lawsuits are filed everyday against volunteer board members. They are usually based on allegations of negligence, whether minor or […]
read more »