Category: H&K Blog
Preventing Snow Damage to Your Home
It’s common knowledge that a snowstorm will affect your travel plans, your work schedule, and generally inconvenience you in every way. A good portion of your snow storm preparation should be done before the winter sets in, such as clearing gutters, downspouts, and having a professional assess your home for dangerous trees nearby. However, there are some […]
read more »Four Times to Change Auto Insurance
When talking to an insurance agent or provider, you may have heard the term “major life changes”. These are times in your life where there are dramatic changes to your life that change not only yourself and others, but also your statistically probability of risk. When these things happen in your life, you need to […]
read more »Looking Forward: Retirement Condos
For many, retirement isn’t so much about stopping as it is about changing. Changing the priorities in their lives. Changing saving and spending habits. Changing the scenery by taking trips and vacation. Another change many retirees make is changing where they rest their head. Large homes, left empty-nested from children long grown; tedious and strenuous […]
read more »Do I Need Tank Insurance?
As the old adage goes, out of sight out of mind. Unfortunately, this can be a dangerous and costly idea to follow when it comes to insurance. Insuring your tank that is buried underground is probably not in the front of your mind, but it probably should be. Just as you would not buy a house […]
read more »Understanding Uninsured Driver Accident Coverage
Unfortunately, car accidents happen. Now that winter is upon us, accidents are even more likely to happen. While having auto insurance to cover both yourself and anyone who may be put in harm by your driving is the law Massachusetts, there are a growing percentage of drivers who do not have proper insurance due to […]
read more »Understanding Personal Umbrella Insurance
Insurance provides protection against risk. Insurance provides peace of mind if something bad happens. Insurance provides security to allow you to do certain things. Insurance is required for many endeavors. Regardless of if it’s personal insurance for your home, car, home, or other personal property, your insurance is there to provide coverage: to reimburse you […]
read more »Using Annuities for Retirement
Retirement plans: two words most people under the age of 40 ignore and those over the age of 50 dread. When you start planning for retirement or looking over the retirement plans provided by your employer – such as a 401(k) – you’ll find out that there are many options available to invest in now […]
read more »Do You Need Boiler and Machinery Insurance?
If you own a business you are probably using equipment, machinery, and important heating and cooling systems, like a boiler. Imagine if your boiler were to explode. It could cause tremendous damage to other equipment, raw materials, inventory, or the building itself. Protecting yourself from these risks is an important part of protecting your business […]
read more »Winter Hazards Part III: Residential
In Part Three of the Winter Hazards series we take a look at winter dangers to residential properties. In Part One we covered Winter Hazards to Your Car, and in Part Two we focused on Winter Hazards to Your Commercial Business. As with your car and your business, there are many hazards to your home that […]
read more »Winter Hazards: Your Business and Commercial Property
Welcome to Part Two of the Winter Hazards series. In Part One we covered Winter Hazards to Your Car, and now in this second part we’ll focus on commercial business and as the owner of a company what you should be on the watch for during the winter time. New England winters are particularly challenging: […]
read more »