Category: H&K Blog
Smoke Alarm Placement
One of the scariest thoughts for a home owner is that of a fire. No one wants to experience that, and no one should have to. While there are many safety checks in place to protect against fire, such as building safety codes, one of the best ways to protect against the danger of fire […]
read more »Home Safety Checklist
Your home is not only one of your most value possession, it is also where the people you love spend their time. Since September is national preparedness month, we thought it was an appropriate time to cover the subject. It’s important to protect your house for the sake of your house, but it’s even more […]
read more »Making Up for Lost Time: Business Interruption Insurance
Bad things happen to good businesses. It’s after all why we insure them. But while your insurance policy covers your property and contents, there’s one very pressing concern it does not cover: time. When your business is open, every hour and minute is used to bring money into your business and your product or services […]
read more »Founding a Condo Association
As is common with new condos, you may find yourself in a situation where the developer (also known as the sponsor) is pulling up stakes and you need to self-manage. This normally occurs from “turnover” or when over 50% of the condos have been bought out by new owners. At this point the original developer […]
read more »How To Start A Food Truck Business
The mobile food industry is expanding at a rapid pace. According to research authority IBIS.com, mobile food operators are raking in 857 million a year in revenue. Some project that number will hit 2.7 billion in 5 years. All over the nation new food trucks, carts, and kiosks are popping up. In a few years, […]
read more »Protect Yourself With Liquor Liability Insurance
So you are interested in opening a restaurant. Well, it’s no secret that liquor is one of the highest providers of profit margin for restaurants. The sale of liquor is an excellent way to increase profit in a tough and competitive industry. Your servers will also be happy to see their tip totals going up, […]
read more »Spoilage Insurance: Countering A Restaurant’s Weakness
A restaurant’s purpose is its food. As such, a lot of time and effort is put into obtaining it from vendors and having brought into your restaurant. The price of food—even in bulk—is not cheap, and extra effort is made to store it to specification to prolong the life of the product and prevent it […]
read more »Restaurant Liabilities: Sewer and Drains
If you run a restaurant, you’re guaranteed to have two things: drains in your kitchen and a sewer line. Normally these two systems work in harmony with your kitchen sinks flowing into drains which in turn are fed into the sewers. But what if the unthinkable occurred and those drains and sewer pipes suddenly stopped […]
read more »Follow This Guide When Hiring Your First Employee
Business is booming and you are getting more work than you can handle by yourself. This is exciting, and maybe even a dream come true. But how do you go about hiring your first employee? This guide is designed to help guide you through the process with some valuable shortcuts and safeguards. Taking a new […]
read more »What Are The Components Of A Business Plan?
Businesses start in a variety of ways. Amazon was started in 1994 in Jeff Bezos’ garage. Three years later, Amazon was being publicly traded. Yankee Candle started when 16 year old Michael Kittredge melted crayons to make a candle as a present for his mom. Now Yankee Candle is the largest distributor of candles in […]
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