Category: H&K Blog

How to Handle a Burst Pipe Claim

Friday, January 12, 2018

The temperatures in New England have been quite cold lately, causing pipes to burst and water damage to condominiums. You hear stories on the news and pray that it never happens to your complex, but what do you do once you get that dreaded phone call?

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How to Prevent Frozen Water Pipes

Tuesday, January 2, 2018

In New England, extremely cold temperatures in the single digits and below threaten your water pipes. Water expands when it freezes, which puts tremendous pressure on your plumbing. If your pipes burst, you have yourself a very costly repair.

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How to Handle Kitchen Accidents

Thursday, December 28, 2017

Ouch! You’re in your office when you hear a blood-curdling scream from the cook. He has burned himself while using the hot stove. You must act smartly, not only for the safety of your employee but for your business as well.

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Drunk Driving: How to Stay Safe This New Year

Monday, December 25, 2017

With the New Year right around the corner there will be many people out celebrating; some with booze and others not.  Having a safe, fun celebration at home is one thing, but getting behind the wheel while intoxicated is another thing. No doubt, you’re probably all too familiar with drunk driving public service announcements (PSA’s), […]

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Snow Removal for Condo Associations

Monday, December 18, 2017

Pretty from the inside but a liability from the outside, snow and ice accumulation on steps, roads, and walkways not only can cause injuries but lead to lawsuits! One lawsuit can be costly to any association. A resident could injure themselves, be unable to work, accumulate a mountain of medical bills and you, the association, […]

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Why Restaurants Need Employment Practices Liability Coverage

Thursday, December 14, 2017

You’ve read about lawsuits on social media, watched the news, and furrowed your eyebrow thinking, “That stinks, but I have a great group of staff. What that guy is going through won’t happen to me.” Wishful thinking; your most-trusted server retires and now you must hire a new face. While he looked great on paper, […]

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Top 3 Biggest Construction Insurance Mistakes

Wednesday, December 13, 2017

As a contractor, you are juggling multiple projects with many moving pieces. Understandably, the nuisances of insuring your construction business can not only be confusing but an afterthought. So, this week, we sat down with John Quinn, our construction guru, to set the record straight on some construction insurance mistakes many general contractors make.

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Top 5 Questions to Ask Your Independent Auto Agent

Monday, December 11, 2017

Shopping around for auto insurance?  If so, making contact with an independent auto agent can be a great resource in finding a comprehensive policy at an affordable price. Working with an independent agency means that they represent multiple companies and do not have a bias towards any particular carrier. They are a confidential informant and […]

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Do Condo Associations Need Workers’ Compensation?

Monday, December 4, 2017

It’s a situation that no association wants to be in. You hire a cable company to install new antennas when a worker slips and falls through the ceiling. The worker is taken to the hospital with a broken collarbone and cannot work for the next couple months. The association assumed the contractor had workers’ compensation […]

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Fire Sprinkler Systems for Restaurants

Friday, December 1, 2017

You’ve worked hard protecting your restaurant from alcohol and cyber security liabilities. But what about your sprinkler systems? Do you have them installed, and if you do, are they up to the codes set by the National Fire Protection Association (NFPA)?

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