Category: H&K Blog
Car Insurance for Uber Drivers
With technology leading the way, folks can now bypass the traditional taxi and opt for a cheaper ride using Uber, a virtual taxi service where folk’s book rides via a mobile app and get driven around by folks using their personal vehicles. Uber (formally known as UberCab) was founded in March 2009 and has taken […]
read more »To Be or Not to Be Additionally Insured
You contract a snow removal service to make sure the walkways are clear of icy hazards when one day you get a call that a tenant has slipped and fallen by the mailbox. You could have sworn that the mailbox was included in the contract, and it was, but the contractor had a lapse in […]
read more »Why Hiding Cash Is Bad For Your Restaurant
A type of coverage found under general liability policy is business income interruption coverage. This coverage compensates owners for lost income if unable to keep business open due to a valid claim. To determine how much money you are to be compensated for, the claim’s adjuster looks at your financial records. This is where many […]
read more »How to Protect Yourself Against Auto Insurance Fraud
Money is a powerful incentive. It gives us the ability to pay bills, treat ourselves to a nice dinner, or take a relaxing vacation. Unfortunately, there are those who direct their lives based off of greed rather than honesty. It is those people that we must worry about the most.
read more »Preventing Embezzlement in Condo Associations
Imagine you entrust in a property manager to oversee the finances in a condo association only to find that the money set aside has not been used for the upkeep of the property. Instead, the manager seizes your assets leaving you with a big gap in the budget. Maintenance goes unchecked and a lot of […]
read more »What Should I Do After Loss of Business Partner?
Your business is worth $2,000,000 when your business owner dies or becomes permanently disabled. If you have not planned properly, the business might not survive ruining your income stream, as well as the future income of the deceased or disabled partner. If the business does survive, how are you going to come up with $1,000,000 […]
read more »5 Biggest Questions about Homeowners Insurance Answered
Purchasing a home is a huge deal. You have to think about location, proximity to schools, crime rates, mortgage cost, and everything else in-between. Your homeowner’s policy is a core component to protecting this investment. Gathering all the facts is key to coming to a conclusion on any major decision. So let’s debunk myths, de-mystify […]
read more »5 Ways General Contractors Can Reduce Workers’ Compensation Premiums
Workers’ compensation insurance is a well-known necessity for your business that cannot be skipped out on, but did you know that you have the power to reduce your own workers’ compensation premiums?
read more »Terrorism Insurance for Condo Associations
As a property manager, you may feel lost or confused when it comes to insuring your properties. Things that you would never think about come up when you sit face to face with an insurance agent for the first time.
read more »Marijuana and Liquor Liability: What Restaurant Owners Should Know
Recent changes in marijuana legalization laws across Massachusetts has caused restaurant owners to become more concerned about public intoxication and liability concerns stemmed from adverse behavior.
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