Directors & Officers Liability Insurance

Directors & Officers Liability Insurance (often called D&O) is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers. Such coverage can extend to defense costs arising out of criminal and regulatory investigations/trials as well; in fact, often civil and criminal actions are brought against directors/officers simultaneously.
It’s important to have coverage for awards and settlements arising out of wrongful act allegations and lawsuits brought against an organization’s board of directors and/or officers. This can include private companies, non-profits, community associations, healthcare, etc. Contact an H&K representative to find out if your organization or company would qualify and how we can help – call 800-890-5606 or email us.

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