Category: H&K Blog
Risk Management in the New Workplace
With a wave of millennial’s entering the workforce, companies have evolved to create a “new workplace” that attracts that demographic of talent. Common perks of the “new workplace” include modern decor, free snacks, unlimited vacation and beer on tap. While great for your employer brand, the reality of these new perks is increased liability risk […]
read more »
The Importance of Scheduling Personal Property
Engagement rings and wedding bands are gorgeous to look at, but also very expensive. If you’re one of the 60 million people are married as of 2017, you no doubt have a pricey token of that commitment on your finger.
read more »
Are General Contractors Liable for Subcontractor’s Work?
A major project, like building an addition or remodeling a kitchen, has many components. As a general contractor, you may find yourself delegating components of that project to subcontractors. Are you prepared for the insurance liabilities that may occur?
read more »
Loss Assessment Endorsement for Unit Owners
When a major loss happens in a common area, the building itself, or in a shared structural area of the condominium, the financial loss has to be made up somewhere.
read more »
Do You Need Off-Premise Insurance?
A growing trend among patrons these days is having restaurants come to them as opposed to the other way around. Whether you’re primarily an off-premise restaurant or are looking to expand your services to be more competitive in the market, having insurance to protect yourself against possible liabilities is a must regardless of the situation.
read more »
How the Safe Driver Insurance Plan Point System Effects Car Insurance Rates
We all know that an at-fault accident or moving violation will most likely increase your car insurance rates. These are called surchargeable events, but not all are created equal.
read more »
When to Update Your Insurance Policies
When you’re growing a business, it’s important to recognize that your insurance needs are not stagnant. As you go through changes, your insurance policies need to evolve to keep up with those changes. While we understand that competing priorities can be difficult to juggle, it’s important to see the entire picture that extends beyond the […]
read more »
EPL Insurance: Protecting Against Employee Lawsuits
When you’re interviewing a candidate for a position, you might have an inclination to ask questions that violate federal and state equal opportunity laws because you’re trying to gauge the overall fit for the company.
read more »
What is Dwelling Fire Insurance?
You may have heard of the term “dwelling fire” when speaking with one of our agents about insuring your property, especially if it’s an investment property like a home you are planning to rent out or a multi-unit apartment building. Although, we’ve seen our clients get a dwelling fire policy because it’s just not the […]
read more »
How (And Why) to Get Bonded and Insured
The term “bonded and insured” is used quite often when it comes to construction and contracting businesses, but not everyone knows what it means.
read more »