Category: H&K Blog
Life Insurance Before and After Marriage
Marriage changes a lot of things, but did you know it also changes your costs and options for life insurance? Below we outline four of the major things to think about life insurance before and after marriage when it comes to your dependents and life insurance costs. If you’re interested in learning more about this […]
read more »Insuring a Valentine’s Engagement Ring and Other Jewelry
A Valentine’s Day engagement ring can be the perfect end to a perfect day and the start of something even greater. But for those of you who have purchased an engagement ring, you know this investment in the future also represents a significant monetary investment now. Protecting and insuring this ring means not only keeping […]
read more »Liability and Event Insurance for Condo Event Spaces
In a great condominium complex, your unit owners are more than just neighbors: they’re a community. To build on the sense of community, common areas are available for use for all owners. While you might have a gym or pool, one of the most common areas is an event space that is available for condo […]
read more »Reducing Fire Damage Costs with Home Sprinklers
The National Fire Protection Agency (NFPA) estimates an average of 358,300 home fires reported by US fire departments. Beyond the lives they imperil (both homeowners and the firefighters who respond) and the lives they disrupt as homes become unlivable in the aftermath, fire also leaves in its wake huge costs. The above home fires racked […]
read more »The Watertown Chamber of Commerce Leaves the H&K Insurance Building
FOR IMMEDIATE RELEASE Press Contact: Paul Perry pperry@hkinsurance.com
read more »Contractual Liability Insurance and Subcontractors
The use of independent contractors is a common occurrence in most forms of business and is a requirement in some. For construction companies, contracting out work in the form of subcontracting is a daily occurrence from contracting out whole projects to bringing in independent specialists to perform specific work. However, as you contract out this […]
read more »5 Reasons You Might Need Life Insurance, Even If You’re Single
Life insurance is traditionally thought of as the domain of the provider: those whose income supports others such as spouses and children. So, as long as you have no dependents, you don’t need life insurance, right? Not so fast. Life insurance helps cover some dependents you might have not thought of, as well as some […]
read more »Changing Your Condo Association’s Master Policy
A part of any multi-unit condo is a condo insurance master policy. Overseen by the condo association, this policy provides general liability as well as property coverage in common areas and at the minimum “bare walls” coverage for individual units. This policy is put in place by the condo association after its founding and funded […]
read more »Improvements and Betterments for Condo Owners
One of the great things about owning a home is being able to replace things you don’t like. Condo associations and unit owners find themselves in an odd place when it comes to this. While the outside of the condo cannot be changed and is owned and insured by the Association, the interior of the […]
read more »Check Off These 3 Financial Responsibilities Before Marriage
Picked out the ring? Settled on a venue? Finding the perfect honeymoon destination? While you’re planning out the rest of your life together, it’s also important to line up and share your financials with your significant other. It’s not as enjoyable as sampling cake or writing out vows, but it is an integral part of […]
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