Category: H&K Blog
Using Technology to Reduce Business Fraud
Five percent. That’s how much the typical organization loses to fraud each year, according to a 2016 study from the Association of Certified Fraud Examiners. For big businesses, this can mean upwards of one million gone per each event of fraud. But for small and medium businesses, the risk is even higher due to a […]
read more »Sexual Harassment in Restaurants
It’s been a long week at work, and everyone is enjoying cocktails and dinner at your restaurant. Henry Smith, a patron, has had too much to drink. Henry has always like waitress, Cindy, and usually comments on her looks. Tonight he says, “I like your short skirt. Do you have any shorter ones you can […]
read more »The High Cost of Harassment
It’s the Member-Guest weekend, and everyone is enjoying cocktails and dinner after a long day of golf. Jim Fairway, a member, has had too much to drink. Jim has always like waitress, Kelly, and usually comments on her looks. Tonight he says, “I like your short skirt. Do you have any shorter ones you can […]
read more »Four Reasons Why People Drive Uninsured
According to a study by the Insurance Information Institute, 1 in 8 drivers on the road are uninsured. When you do the math, that’s a huge number! Why does it seem like more and more drivers on the road are deciding to forego car insurance? Today, H&K Insurance is going to look at why people […]
read more »Checklist for Maximizing Safety in Your Kitchen
When operating a dining establishment, the first thing you need to be wary of is safety. Safety does not end at customer safety; it also includes the safety of those who work in the kitchen. From cross contamination, to back strains and knife cutting: safety is a huge factor that should be carefully practiced every […]
read more »How to Counter Restaurant Inventory Spoilage
If you are running a restaurant, it’s quite clear that food and beverages are your biggest resources. So, that begs the question, what do you do if those assets are no longer usable? Inventory spoilage can occur in a variety of ways including: power outages, breaks in cooling systems, ventilation and sealing malfunctions. Don’t let […]
read more »Cyber “Security Fatigue” and the Importance of Insuring
We live in a world where online and network security is constantly being attacked by data breaches, hacks, and viruses. Just typing in “Data Breach” into Google will show nothing but bad news. Companies and organizations seem to be in a constant state of losing personal client data: from credit card information, to emails and […]
read more »The Basics of a Condo Master Insurance Policy
Just like condo units bridge the gap between apartments and houses, condo associations bridge the gap between landlords and homeowners’ associations. While responsible for the grounds and common areas, condo associations also allow condo unit owners the freedom of ownership of the interior of their units. This balance of ownership, responsibility, and liability is best […]
read more »Winter Damage and Comprehensive Car Insurance
Here in New England, every winter can bring on new incidents. However, some only show up in the spring thaw, such as your car taking on some significant damage. While your collision insurance keeps you protected when you’re driving the car, winter has a bad habit of damaging your car, especially when you’re not there. […]
read more »Crime Insurance for Condo Associations
Condo Associations and similar HOAs (Home Owner Associations) are businesses. When they are founded, they need to file as a business, and therefore have the responsibility and risks that come with all businesses. Depending on the size of the condominium complex, or if additional units are added on later, this can be a big business […]
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