Category: H&K Blog
Small Business Insurance 101: What Types of Business Insurance Do I Need?
As a small business owner, having the right insurance coverage will ensure that you are protected and enjoy continued success.
read more »How to Choose the Best Auto Insurance for Your Family
Your needs and your budget determine which car insurance option is best for your family and your life.
read more »What Does Homeowners Insurance Cover?
It is always the right time to learn what your homeowners insurance policy covers, and what it does not cover.
read more »What to Do after a Car Accident: 11 Steps to Take
Anyone who has ever been involved in a car accident would probably agree that it is a traumatic experience not worth repeating. Since accidents do happen, it’s best to be prepared.
read more »What is Employment Practices Liability Insurance?
Hiring your first employee is a cause for celebration. You’ve gone from self-employed to self-made. But once another person enters the picture–another person who you will pay in exchange for services–there are certain legal ramifications to that agreement. From the moment you start looking for that hire, to months or even years after you fire […]
read more »The 3 Stages of Hitting a Deer
Like a deer in the headlights: an idiom for freezing in a moment of crisis. But it’s also the truth—when you see a deer in your headlights both you and the deer suddenly cannot react to the oncoming collision. It seems inevitable, that you and this deer will collide, and there’s nothing you can do […]
read more »Does Homeowners Insurance Cover Gutter Damage?
Gutters are one of those things we rarely think about until they stop working. As water spills over the side, or the gutter separates from the house or becomes damaged, that is when we truly start paying attention. Gutters and their downspouts are almost as important as the roofs they feed from and–just like roofs–they […]
read more »5 Things to Think About Before Renting Out Your Condo
You own a condo. Maybe it’s a home away from home, or maybe you’re going to be out of the area for a few months and want to make the most of it. Maybe you’re planning on moving to a bigger home and wonder if it’s worth it to hold onto your condo as a […]
read more »Fully Covering the Definition of Comprehensive Insurance
In the realm of car insurance, there’s a particularly tantalizing term thrown around: comprehensive insurance. Comprehensive insurance is very useful, but it is not the silver bullet you might think it is: it is only one part of full auto insurance policy. This article aims to not only define what comprehensive insurance is, but also […]
read more »A Cyber Crime Insurance Policy: Do You Have One?
While the capabilities of the internet and our dependence upon it increases, so does the capabilities of cyber criminals and hackers. Not only do the tools you use provide additional exploitation points, but their technology is in a constant state of evolution. With the possibility of cyber crimes and data breaches to businesses being on […]
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