Tag: personal insurance

personal property

Personal Property of a Homeowners Policy

Monday, July 16, 2018

Backpacks, furniture, clothing and tea cups are all different in their design and function, but the same in how homeowners insurance classifies these items on a policy. Personal property, otherwise known as coverage c, provides coverage for all of your possessions providing they are not excluded on your policy.

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loss of use coverage

Loss of Use Coverage on the Homeowner’s Policy

Monday, July 2, 2018

One tragic event, such as a fire engulfing your home, turns your living situation upside down. What type of insurance coverage do you turn to in this situation?

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The Importance of Scheduling Personal Property

Monday, June 18, 2018

Engagement rings and wedding bands are gorgeous to look at, but also very expensive. If you’re one of the 60 million people are married as of 2017, you no doubt have a pricey token of that commitment on your finger.

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car insurance rates

How the Safe Driver Insurance Plan Point System Effects Car Insurance Rates

Monday, June 4, 2018

We all know that an at-fault accident or moving violation will most likely increase your car insurance rates. These are called surchargeable events, but not all are created equal.

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dwelling fire

What is Dwelling Fire Insurance?

Monday, May 21, 2018

You may have heard of the term “dwelling fire” when speaking with one of our agents about insuring your property, especially if it’s an investment property like a home you are planning to rent out or a multi-unit apartment building. Although, we’ve seen our clients get a dwelling fire policy because it’s just not the […]

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Dealing with Aftermath of Winter Storm Riley

Tuesday, March 6, 2018
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commercial auto insurance, H&K Insurance Agency, Watertown, MA

Commercial Auto Insurance: What, When and Type

Monday, December 28, 2015

Depending on how your job and business interact, you may need commercial auto insurance, especially if you’re using a personal vehicle. Learn about how commercial auto insurance differs from personal auto insurance, when you need to have it, and the types available for your vehicle. Auto accidents while performing duties for your business without commercial […]

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