Tag: homeowners insurance

Insuring a Valentine’s Engagement Ring and Other Jewelry

Monday, February 20, 2017

A Valentine’s Day engagement ring can be the perfect end to a perfect day and the start of something even greater. But for those of you who have purchased an engagement ring, you know this investment in the future also represents a significant monetary investment now. Protecting and insuring this ring means not only keeping […]

read more »

New Massachusetts Smoke Detector Requirements

Monday, November 21, 2016

Starting December 1st, 2016 one and two-family homes built before January 1st, 1975 that have not been substantially altered cannot be sold with expired or out-of-date smoke alarms; a statement issued recently by the Massachusetts Department of Fire Services. The Board of Fire Prevention Regulations has revised the State Fire Code to require that homes […]

read more »

Do I Need Tank Insurance?

Thursday, December 31, 2015

As the old adage goes, out of sight out of mind. Unfortunately, this can be a dangerous and costly idea to follow when it comes to insurance. Insuring your tank that is buried underground is probably not in the front of your mind, but it probably should be. Just as you would not buy a house […]

read more »

Understanding Personal Umbrella Insurance

Monday, December 14, 2015

Insurance provides protection against risk. Insurance provides peace of mind if something bad happens. Insurance provides security to allow you to do certain things. Insurance is required for many endeavors. Regardless of if it’s personal insurance for your home, car, home, or other personal property, your insurance is there to provide coverage: to reimburse you […]

read more »
Preparing Your Home For a Vacation, H&K Insurance Agency, Watertown, MA

Preparing Your Home For a Vacation

Thursday, December 3, 2015

When you’re planning your holiday trip, make sure you’re also planning for those who stay behind: if you home is going to be unoccupied while you’re away, now’s the time for preparing your home for a vacation. From dissuading burglars to protecting against water and fire damage, learn about the Protection, Misdirection, and Prevention you […]

read more »

In The Dark: Dealing With A Power Outage

Tuesday, September 29, 2015

All the sudden, your normal day is turned upside down, you are sitting in the dark, your computer screen just went blank and every appliance is now unusable. Losing power is a serious event that can not only put your life on hold, but affect different things like appliances, electronics, and food. This article explains […]

read more »

What to Do When a Hurricane is Arriving

Friday, September 18, 2015

In 2003, the website Ready.gov was developed and launched pro bono by advertising company The Martin Agency for the use of the Department of Homeland Security in an effort to provide better awareness and preparation for emergencies. After Hurricane Katrina, the focus shifted away from terrorist attacks, and more broadly on planning for disasters both […]

read more »

How to Prepare for a Wildfire

Wednesday, September 9, 2015

In honor of September – National Preparedness Month – we’ll be writing about the four focuses from ready.gov, one of which is wildfires. Due to ready access to water, artificial firebreaks such as roads, and fast responders, city fires rarely endanger more than the next neighboring building. However, a fire that starts in the wilderness, […]

read more »

Home Safety Checklist

Friday, August 28, 2015

Your home is not only one of your most value possession, it is also where the people you love spend their time. Since September is national preparedness month, we thought it was an appropriate time to cover the subject. It’s important to protect your house for the sake of your house, but it’s even more […]

read more »

What is Law and Ordinance Coverage?

Tuesday, May 26, 2015

New England is known for some of the most picturesque scenes in America. Many buildings are packed with history, still retaining the unique architecture of centuries past. Many of these historic landmarks has been preserved in their original format due to historical significance. Unfortunately, there are many reasons that buildings must be torn down. Law […]

read more »