Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. That’s where business interruption insurance can help. This […]
read more »First what is D&O coverage? Directors and officers (D&O) liability insurance protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. Covid-19 has made it extremely challenging for insurance companies. At […]
read more »Containing the Coronavirus There are growing concerns about the COVID-19 coronavirus impacting businesses with travel bans, school closings and function cancellations. One question many companies are asking is if there is insurance coverage for business income or business interruption in the case of a local government-mandated shutdown to contain a community spread of the coronavirus? […]
read more »With a wave of millennial’s entering the workforce, companies have evolved to create a “new workplace” that attracts that demographic of talent. Common perks of the “new workplace” include modern decor, free snacks, unlimited vacation and beer on tap. While great for your employer brand, the reality of these new perks is increased liability risk […]
read more »When you’re interviewing a candidate for a position, you might have an inclination to ask questions that violate federal and state equal opportunity laws because you’re trying to gauge the overall fit for the company.
read more »When leasing a property, there’s a possibility it may need changes. Many office spaces, apartments, and condos may not fit your needs right off the bat, but with the necessary changes executed properly, it can make the space perfect for you. Now, the question becomes: who is responsible for covering these upgrades – tenant or […]
read more »Depending on how your job and business interact, you may need commercial auto insurance, especially if you’re using a personal vehicle. Learn about how commercial auto insurance differs from personal auto insurance, when you need to have it, and the types available for your vehicle. Auto accidents while performing duties for your business without commercial […]
read more »If you own a business you are probably using equipment, machinery, and important heating and cooling systems, like a boiler. Imagine if your boiler were to explode. It could cause tremendous damage to other equipment, raw materials, inventory, or the building itself. Protecting yourself from these risks is an important part of protecting your business […]
read more »Bad things happen to good businesses. It’s after all why we insure them. But while your insurance policy covers your property and contents, there’s one very pressing concern it does not cover: time. When your business is open, every hour and minute is used to bring money into your business and your product or services […]
read more »The mobile food industry is expanding at a rapid pace. According to research authority IBIS.com, mobile food operators are raking in 857 million a year in revenue. Some project that number will hit 2.7 billion in 5 years. All over the nation new food trucks, carts, and kiosks are popping up. In a few years, […]
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