Cyber Security and Small Businesses: Statistics to Know

When asked, many small businesses will express concern about cyber security. However, a clear disconnect exist when less than half (49%) allocate any budget toward mitigating their risk. Before an attack can be prevented, a business needs to acknowledge where it stands. Is your business on the right side of these key cyber security statistics? (more…)

ADA guidelines

A settlement stemming from a lack of gluten-free foods at a Massachusetts university sets a precedent that requires public establishments, such as restaurants, to accommodate the dietary restrictions of those with severe food allergies.

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flaming beverages

A form of entertainment in many restaurants, flaming beverages liven up the patron experience and is often treated as a bit of a performance in some establishments where food and drinks are cooked and served for all to see.

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new workplace

With a wave of millennial’s entering the workforce, companies have evolved to create a “new workplace” that attracts that demographic of talent. Common perks of the “new workplace” include modern decor, free snacks, unlimited vacation and beer on tap. While great for your employer brand, the reality of these new perks is increased liability risk to your business.

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A growing trend among patrons these days is having restaurants come to them as opposed to the other way around. Whether you’re primarily an off-premise restaurant or are looking to expand your services to be more competitive in the market, having insurance to protect yourself against possible liabilities is a must regardless of the situation.

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employee lawsuits

When you’re interviewing a candidate for a position, you might have an inclination to ask questions that violate federal and state equal opportunity laws because you’re trying to gauge the overall fit for the company.

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limiting liquor lawsuitsConsider one of these scenarios. Your bartender is serving a patron on a busy Saturday night. She gets slammed with patrons left and right, so she doesn’t take the time to heed signs of intoxication. Slurred speech, droopy eyelids, and the holding of the head do not signal your bartender to stop and access the toxicity of the man at the bar. Eventually, he gets up, walks out, gets behind the wheel, and loses control of his vehicle, slamming into a young woman and daughter.

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employer-provided life insuranceOne thing we hear a lot when asking about life insurance is “I don’t need life insurance. I have coverage through work.” While it may be convenient to sign up for something that has no out-of-pocket cost or very little coming out of your bi-weekly paycheck, employer-provided life insurance coverage may not be enough to protect you and your family.

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data breachA recent research study by IBM Security estimates that the average cost of a data breach is $4.7 million. Each stolen record will cost a company $141, and the average size of data breaches according to a 2017 study, is 24,000 records. If you multiply $141 x 24,000 records you have incurred $33,840 worth of notification and recouping costs for your restaurant.

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patron's-data-at-riskAs an owner, you work long hours at your restaurant. A jack of all trades, you are cooking meals, calculating payroll, and taking payments on any given day. You’ve done these jobs so much that you can practically do them in your sleep. But did you know that the simple things can leave you liable for putting your patron’s data at risk?

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